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Our flagship app · Windows + Android

OffGridWealth: Portfolio Suite

Your Wealth. Your Data. Your Privacy. Drop in the statements you already download and OffGridWealth maps your whole family’s wealth, tracks every goal, checks your funds and insurance, and lays out your capital gains — without a login, a broker link or a server.

Get it from Microsoft StoreGet it on Google PlayVisit www.offgridwealth.in

Free to download. Every feature unlocked for 14 days — no card needed to start. Every screen, every feature and the full guide are on the app’s own website.

23

kinds of holding — funds, shares, deposits, EPF, PPF, NPS, gold, property…

16

reports, saved as PDF or Excel

22

popular insurance plans ready to check

49

chapters in the built-in Investor Guide

173

glossary terms, in plain words

0

logins, ads or trackers

The app’s own website

www.offgridwealth.in

This page is a short overview. The full site shows every screen, explains each feature in detail, and has the download links and the first-ten-minutes guide.

Open offgridwealth.in

Why it is different

Most money apps collect your data. This one can’t.

Your finances stay on your PC — not in someone else’s cloud

Statements are read and saved on your own device. There is no OffGridWealth server, so nothing of yours is ever uploaded to us. Choose offline mode, or switch on the two optional online features — refreshing fund prices and backing up to your own Google Drive — only when you want them.

See your whole picture at a glance

Net worth, your largest positions and your allocation in one dashboard. Years of spreadsheets become clear totals you can come back to any time.

Retirement estimates from your own numbers

Goals, FIRE and withdrawal projections built from what you actually hold — powerful planning tools without uploading your life to the cloud.

Work from data you already trust

Import the statements and spreadsheet files you already download: CAS (CAMS and KFintech), CAMS ActiveStatement, MFCentral, broker holdings from seven brokers, NPS and plain CSV.

No ads. No selling your data

Built for privacy, not for ad revenue. The app earns only when you decide to buy Pro.

Offline-first, your choice

Stay fully offline, or use the limited online features only when you enable them. Fully offline mode switches everything off with one tap.

14-day full trial

Try everything on your own data inside the app. No card is needed to start, and nothing you enter is ever lost when the trial ends.

Free from the Microsoft Store and Google Play

The core tracker is free for good. Optional Pro unlocks every feature page with one payment — never a subscription.

Everything it does

Six things most people juggle across four apps and a spreadsheet.

Each area is shown screen by screen on offgridwealth.in. Click any screenshot here to enlarge it.

Track

Everything you own, in one place

  • Import CAS, CAMS ActiveStatement and MFCentral — password-protected PDFs too
  • Shares from the holdings export of Zerodha, Groww, Upstox, Angel One, ICICI Direct, HDFC Securities or Kotak; NPS from the CRA statement; anything else from a CSV
  • 23 kinds of holding, plus home, car and personal loans and card dues
  • Net worth with history, an emergency-fund check and a protection check
  • Family profiles and a combined household view
  • Each SIP with its own XIRR; every transaction searchable
Screens and details on offgridwealth.in

Plan

Goals, retirement and a plan to get there

  • Plan Builder: your personal financial plan, similar to the plan a professional adviser would prepare — included with the app, and rerun as often as you like at no extra cost
  • Advice for your stage of life, family, home loan and kind of income
  • Goals with inflation, plan against actual, milestones and a what-if slider
  • Retirement and FIRE (Lean, Fat, Coast, Barista) year by year, with seven stress tests
  • A staged drawdown plan, an SWP planner and seven calculators
Screens and details on offgridwealth.in

Check

Know what is working

  • Six money-health checks on the dashboard
  • What to do next, most urgent first, from your own numbers
  • Fund health: each fund against its index with the same money on the same dates
  • Overlap between funds and regular-plan commissions flagged
  • Growth and benchmarks against Nifty 50, 100, Midcap 150 and Smallcap 250
  • A yearly review, and 16 reports as A4 PDF or Excel
Screens and details on offgridwealth.in

Tax reports

Gains, ready for filing season

  • A countdown to 31 March with the tax-free allowance left
  • Capital gains summary and the lot-wise working, sale by sale
  • Long-term equity sales in the Schedule 112A column order
  • Unrealised gains, so you know the tax before you sell
  • Tax-saving tracker for 80C, 80CCD(1B) and 80D
  • Reports for you and your CA — not tax advice; the tax rules are kept in one dated table
Screens and details on offgridwealth.in

Protect & pass on

Cover, policies and a will draft

  • Life and health cover worked out from your own spending, loans and goals
  • Policy check: the real return of an endowment, money-back or ULIP plan, with 22 popular plans built in
  • The same premiums in FD, PPF, bonds, or a term plan plus index fund
  • Premium reminders that go into your calendar
  • A will draft from what you own, and a nominee list
Screens and details on offgridwealth.in

Learn

A book on Indian investing, inside the app

  • A 49-chapter Investor Guide, resident or NRI
  • Step-by-step workbooks, including a seafarer’s money guide
  • A 173-term glossary with rupee examples
  • An explain button on every screen
Screens and details on offgridwealth.in

Where your money data lives

On your device. Not on ours — we don’t have one.

Your statements are read on your PC or phone and never uploaded. There is no Tekzova account to create and no server holding your portfolio.

  • Statements are read on the device. CAS, CAMS and MFCentral files, password-protected PDFs included, are opened right where they are.
  • Online only when you ask. Refresh NAV fetches the day’s public fund prices; Google Drive backup is optional and off until you connect it. Fully offline mode stops both.
  • Locked, hidden, backed up. An optional app password encrypts what is saved. Privacy mode hides every amount. Backups go to a file you keep — or to your own Google Drive.
Read the privacy policy

What it costs

Free to use. One payment if you want Pro.

The core of OffGridWealth is free for good. Pro features unlock for 14 days so you can decide with your own numbers in front of you.

Free, for good

₹0
The core tracker
  • Imports, holdings with XIRR, transactions and SIPs
  • All 23 kinds of holding, loans and your net-worth number
  • Investor Guide, glossary and the seven calculators
  • Backups and restores, phone ⇄ PC, Google Drive included

Pro

One payment
After a 14-day full trial
  • Plan Builder, goals, retirement and withdrawals
  • Fund health, growth and benchmarks, yearly review
  • Family members and the combined household view
  • Insurance and policy checks, will draft and nominees
  • Tax reports, and saving your own reports as PDF or Excel
Get it from Microsoft Store

Never

Not for sale
Some things this app will not do, at any price
  • No subscription, no renewal
  • No adverts, no data sold
  • No account needed to pay
  • Backups and restores are never locked

Windows and Android are bought separately — one through the Microsoft Store, one through Google Play. All updates within a version are free.

Get it

Two ways in, one portfolio.

Install it on the device you use most — or on both, and let them share one backup.

Windows 10 and 11

From the Microsoft Store. The big screen suits imports, reports and planning, and the Store keeps the app updated for you.

Get it from Microsoft Store

Android 7.0 and newer

From Google Play. Your whole picture in your pocket, with the same reports and checks, rebuilt for one thumb.

Get it on Google Play

Current version: OffGridWealth 3.0 (build M106). New to it? Your first ten minutes walks through it — from a sample family to your own statements.

Questions

Before you install.

Do I have to type in my funds?
No. Import the consolidated account statement (CAS) you can download from CAMS, KFintech or MFCentral, and every fund, folio and transaction comes in at once. Shares come from your broker’s holdings sheet, NPS from the CRA statement, and other assets from a simple CSV — or add them by hand.
Does it need my broker or bank login?
Never. It reads files you already have. It cannot place orders, move money or see your accounts.
Does it work offline?
Yes. Imports, reports, planning and the guide all work with no connection. It goes online only for things you switch on yourself: Refresh NAV for the day’s public fund prices, one-time downloads of index history and the fund list, and Google Drive backup if you connect it. Fully offline mode switches all of that off.
Can I use it on my phone and my PC?
Yes. Save a backup on one and open it on the other — the Android app and the Windows program use the same file. Connect your own Google Drive on both and they share one backup folder.
Can I track my spouse’s and parents’ money too?
Yes. Each family member gets a profile with their own portfolio, assets, SIPs and reports, and the family view adds everyone together.
Is it tax advice?
No. The capital-gains reports are worked out from your own statements and laid out the way the return asks for them, so filing is easier for you and your tax adviser. Rules change and situations differ — check the figures before you file.
What happens after 14 days?
Nothing you entered is lost. The core tracker stays free for good: imports, holdings with XIRR, every asset and loan, your net-worth number, the guide, the calculators and backups. Planning, the checks, family, tax reports and exporting your own reports come with Pro — one payment in the store you installed from. The Pro screens stay visible and run fully on the two sample families, so you can see what they would show.
Where do I get it?
Windows from the Microsoft Store and Android from Google Play — both free, with every feature unlocked for the first 14 days. Every screen is shown on the app’s own website, offgridwealth.in.

See it on your own numbers.

Install it free, open a sample family, then import your own statement. Fourteen days, every feature.

Get it from Microsoft StoreGet it on Google PlayVisit offgridwealth.in